Private Money Loans

Exceptional service is our standard.

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Paradise Home Loans Strategies
Working with Mortgage Brokers, Realtors, and directly with clients, PHL puts borrowers through a prequalification process that assesses their situation & value of assets and allows us to make a recommendation to the investor.  Once the borrower accepts the terms of the mortgage and meets our conditions, we promptly arrange for a closing through escrow, providing title insurance for the investor.

We offer high-yield interest rates to our investors, while using responsible and sound underwriting guidelines.

Count on Paradise Home Loans when conventional financing for your clients is not an option or when diviserfication of your investments is your goal. 

Exceptional service is our standard.

Member Hawaii Association of Mortgage Brokers, www.hamb.org
Member National Association of Mortgage Brokers, www.namb.org
Better Business Bureau Accredited Business, www.bbb.org
CA Dept of Real Estate, www.dre.ca.gov (license 01087311)
HI Dept of Commerce & Consumer Affairs, http://hawaii.gov/dcca/areas/pvl/ (license MB 1036)


Michelle Solomon, Owner/Broker
Founder and Principal Broker of Paradise Home Loans (PHL), a provider of private money mortgages and related services, Michelle has over 20 years industry experience.  Prior to founding PHL, Michelle operated as Broker Associate of M. Lewis, Inc., a licensed CA mortgage broker and lender.  Michelle oversees processing, underwriting, compliance, quality control, and servicing.  Michelle is a member of HAMB, NAMB, and has a BBB Accredited Business with an A rating.

Licensed in California since 1989, License # 01087311 and in Hawaii since 2005, License # MB-1036. 


At Paradise Home Loans, we specialize in Private Money Mortgages to ensure the best possible solutions for our clients.  These are short-term mortgages that meet the immediate needs of qualified borrowers and provide high yield investment diversification for investors. 


Note:  We are currently seeking new investors to fund the increased volume of private money loan requests (island-wide).